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I too would suggest Caneel Bay on St John.. While it's not Adult only it's pretty expensive and they have 1-2 beaches that are adult only I believe. Again, I would not look for an AI in USVI to easy to get around and explore, not a place you want to be "tied" to 1 resort.
All-inclusive deals for families in St. Thomas St. Thomas does have a few all-inclusive resorts that are ideal for families. Give yourself one less thing to plan with a stay at these properties. Sugar Bay Resort & Spa: This 4-star resort offers packages that cover meals and non-alcoholic beverages.Families will appreciate the children’s pool, private beach, and tennis court.